Archive for April, 2013

Profile

Tuesday, April 2nd, 2013

Here’s a profile Of Susan and John, by favorite enablers! 4 Apr 2013 TCP-30

No April fools here…

Monday, April 1st, 2013

For the month of April (and beyond, perhaps), Elizabeth and I have declared a moratorium on Starbucks. We love us some Starbucks, we really do. But we need a new fence. And if we were to go a year without Starbucks, our fence would basically be free. I know in some circles, talking about money is considered taboo, but I am not talking salary or mortgage here. Just delineating our Starbucks addiction here because the first step in recovery, is admitting there might be a problem.

Last week, we declared that April will be Starbucks free. We can do it. We’ve done it before (though perhaps not for a month). This has all happened before, it will all happen again. I don’t recall making such an assertion last year, but looking at the month of April for 2012, I would guess we declared a limit of two times a week, or some such limitation. This morning, I was inspired to do a little research via our searchable check/debit card online ledger.

Our record low month in 2012 was February with a grand total* of $76.60. If that was our monthly average, I would be totally fine with that. But for a brief reprieve in April of 2012, it was pretty much downhill from there, with peak Starbucks usage in November of 2012 at $367.29.

The ultimate grand total, all of 2012, came in at $2366.83 for a monthly average of $197.23. This isn’t quite the cost of the fence we are replacing, but it is pretty close.

I decided to go further with my calculations and do the previous 12 months. this came in at $2793.02, or a monthly average of $232.75. Do you see the unappealing trend? Just the previous six months comes in at $1707.44, or a monthly average of $284.57. And if we extrapolate forward, we will be surpassing $300.00 a month is just a few months’ time.

That isn’t going to happen. I am saying it here and now. The Starbucks detox has begun today!!

 

* These figures only account for when we actually used our debit card. I would guess that to be 95% of the time, but there is the occasional use of cash or other credit card.